I have enjoyed the past 30 years helping people with their financial needs and continue to use all of those experiences as the owner of Milligan Financial Services. I started my career as an agricultural loan officer in 1981 upon earning a degree in Agricultural Economics from Purdue University. That degree and my experiences from working on my family's farm gave me the knowledge and confidence to help farmers work through the most challenging period since the 1930's. In 1989, I went to work for a local bank to add retail banking and commercial lending to my experience. I stayed with that corporation as I transitioned my career to become a registered advisor in 1999. In 2003, I had an opportunity to join a regional brokerage firm and continued there until August 2011 when I started Milligan Financial Services. As an investment advisor representative, I am able to focus on my client's needs and goals without the pressures of production quotas or product restrictions. People make financial decisions for many reasons, sometimes it's due to economic change, sometimes it's due to changes in personal situations. No matter what the motivation is, I believe it's important to make the right decision at the right time, time based squarely on my clients.